1. Acceptance of Terms
These Terms of Service constitute a binding contract between you (“User” or “Subscriber”) and Credit-Nest (“Company”, “we”, “us”) governing your access to and use of the Credit-Nest SaaS loan platform at app.credit-nest.stock-nest.com.
2. Description of the Platform
Credit-Nest provides cloud-based software tools for loan amortization calculation, borrower record keeping, multi-branch operations, and repayment tracking for private money lenders, SACCOs, and microfinance organizations.
Important: Credit-Nest is a software provider only. We do not underwrite, broker, guarantee, or issue financial credit. You remain solely responsible for your lending licensing, decisions, and regulatory compliance.
3. Subscription, Free Trial & Billing
- 14-Day Free Trial: All new organizations receive 14 days of full feature access with no payment requirement.
- Monthly Subscription: Billed at UGX 30,000 per month per active organization.
- Cancellation: You may cancel your subscription at any time via dashboard settings with zero exit penalties.
4. Acceptable Use
You agree to use the service solely for lawful credit operations. You must not attempt to breach security boundaries, introduce malicious code, or engage in predatory or unauthorized financial activities.
5. Governing Law & Jurisdiction
These Terms are governed by and construed under the laws of the Republic of Uganda. Any disputes shall be submitted to the exclusive jurisdiction of the competent courts in Kampala, Uganda.
6. Contact Information
For any legal inquiries regarding these Terms, contact our legal counsel at legal@credit-nest.stock-nest.com.