Lend smarter. Collect faster.
Scale your portfolio.
The all-in-one loan management software for private lenders and microfinance institutions. Track borrowers, auto-generate installment schedules, record mobile money payments, and eliminate default risks.
500+
Active Lenders & MFIs
UGX 2B+
Total Disbursed
99.9%
Guaranteed Uptime
50K+
Repayments Logged
Built for the realities of lending in Uganda
Every tool is designed around how modern micro-lenders and credit groups operate in the field.
Up and running in 3 simple steps
Say goodbye to clunky spreadsheets and paper ledgers with our effortless onboarding process.
Create Your Organization
Set up your lending entity, define team member roles (Loan Officers, Managers, Auditors), and configure your organization settings in minutes.
Configure Loan Products
Define custom loan plans with your choice of flat rate or reducing balance calculations, repayment intervals, late penalties, and term durations.
Disburse & Collect Fast
Register borrowers, issue loans, auto-generate installment schedules, and log repayments in real-time with automated collection tracking.
Lenders who switched, stayed
See how lending teams across Uganda use Credit-Nest to eliminate delinquency and grow their loan book.
“Credit-Nest replaced three spreadsheets and a notebook. We now know exactly what every borrower owes and when. The collections team and field officers love it.”
Sarah Nakato
Operations Director, Kampala Micro Lenders
Kampala, Uganda
“The installment schedule automation alone saved us 15 hours every week. Our field officers pull up any loan on their mobile devices and record cash or Airtel Money payments instantly.”
Moses Okello
Managing Director, Okello Credit Ltd
Gulu, Uganda
“Finally a software platform that understands reducing balance interest calculations correctly. It matched our audited records 100%. We expanded to 4 branches with ease.”
Grace Atim
Head of Finance, Northern Star Savings & Credit
Lira, Uganda
One simple plan. Everything included.
No hidden per-seat fees or loan volume penalties. One predictable subscription to power your entire lending operations.
Simple monthly billing. Cancel anytime without penalty.
Includes 14-Day Full Free Trial
Test the full system with your real loans. No credit card required.
Instant activation · No setup charges
Got questions? We have answers.
Everything you need to know about setting up and using Credit-Nest.
Stop running your loan portfolio on spreadsheets.
Join hundreds of lenders and microfinance institutions across East Africa who rely on Credit-Nest for automated repayment schedules, borrower tracking, and instant collection insights.