Full Loan Lifecycle
Create, approve, disburse and close loans. Track every status — pending, active, completed, defaulted — with a complete audit trail.
Lend smarter.
Collect faster.
Grow your portfolio.
Credit-Nest gives private lenders and microfinance institutions a complete platform to manage loans, borrowers, repayments and collections — all in one place.
14-day free trial · No credit card required · Cancel anytime
500+
Active Lenders
UGX 2B+
Loans Disbursed
99.9%
Platform Uptime
50K+
Loans Tracked
Everything you need
Built for the realities of lending in East Africa
Every feature is designed around how real lenders work — not how textbooks say they should.
Borrower Management
Maintain rich borrower profiles, contact history, and loan track records. Know your customers inside out.
Repayment Schedules
Auto-generate installment plans using flat rate or reducing balance interest. Daily, weekly, monthly, or yearly terms.
Multi-Tenant Organisations
Run multiple lending branches or companies under one account. Isolated data, shared infrastructure, role-based access.
Flexible Payments
Record cash payments, bank transfers and mobile money (MTN, Airtel). Tie payments to specific installments or the loan balance.
Portfolio Reporting
See collection rates, outstanding balances, overdue loans and portfolio health at a glance. Make data-driven decisions.
How it works
Up and running in under an hour
Trusted by lenders
Lenders who switched, stayed
“Credit-Nest replaced three spreadsheets and a notebook. We now know exactly what every borrower owes and when — the collections team loves it.”
“The installment scheduling alone saved us hours every week. Our field officers can pull up any loan on their phone and record a payment instantly.”
“Finally a system that understands reducing balance. The interest calculations match our manual books exactly. We rolled out to all four branches in a week.”
FAQ