Automated Loan Ledger
- Paper
- Not included
- Sheets
- Partial
- Credit-Nest
- Included
Simple, predictable pricing
More clarity.
One clear price.
The full platform for your organization. Start with a free trial, then keep your operation connected with straightforward monthly billing.
Pro Lender
UGX 30,000
per organization / month
3 team seats included.
Start 14-day free trial Additional team members: UGX 10,000 per member / month.
No credit card required. Cancel anytime.
The tools your whole operation needs.
- Includes 3 team seats (Owner + 2 Loan Officers)
- Add extra team seats for only UGX 10,000 / member / mo
- Unlimited active loans & disbursements
- Unlimited borrower profiles & KYC docs
- Multi-tenant branch & organization support
- Role-based access & permissions (RBAC)
- Flat rate & reducing balance interest math
- Daily, weekly, monthly & custom repayment intervals
- Auto-generated amortization schedules
- MTN Mobile Money, Airtel Money, cash & bank tracking
- Installment-level partial payment reconciliation
- Collateral register & guarantor management
- Comprehensive portfolio & PAR aging analytics
- One-click export to Excel (CSV) and PDF
- Enterprise SSL encryption & automated cloud backups
- 99.9% uptime SLA guarantee with email & chat support
Move beyond
manual records.
Compare your everyday tools with a workspace built for the full lending lifecycle.
| Capability | Paper records | Spreadsheets | Credit-Nest |
|---|---|---|---|
| Automated Loan Ledger | Not included | Partial | Included |
| Auto Installment Schedules | Not included | Partial | Included |
| Reducing Balance Interest Math | Not included | Partial | Included |
| Mobile Money (MTN/Airtel) Logging | Not included | Not included | Included |
| Instant Overdue & Delinquency Alerts | Not included | Not included | Included |
| Borrower KYC & Credit History | Not included | Partial | Included |
| Multi-Branch Tenant Isolation | Not included | Not included | Included |
| Immutable Audit Trail | Not included | Not included | Included |
| Role-Based Staff Access (RBAC) | Not included | Not included | Included |
| One-Click Excel / PDF Export | Not included | Included | Included |
Auto Installment Schedules
- Paper
- Not included
- Sheets
- Partial
- Credit-Nest
- Included
Reducing Balance Interest Math
- Paper
- Not included
- Sheets
- Partial
- Credit-Nest
- Included
Mobile Money (MTN/Airtel) Logging
- Paper
- Not included
- Sheets
- Not included
- Credit-Nest
- Included
Instant Overdue & Delinquency Alerts
- Paper
- Not included
- Sheets
- Not included
- Credit-Nest
- Included
Borrower KYC & Credit History
- Paper
- Not included
- Sheets
- Partial
- Credit-Nest
- Included
Multi-Branch Tenant Isolation
- Paper
- Not included
- Sheets
- Not included
- Credit-Nest
- Included
Immutable Audit Trail
- Paper
- Not included
- Sheets
- Not included
- Credit-Nest
- Included
Role-Based Staff Access (RBAC)
- Paper
- Not included
- Sheets
- Not included
- Credit-Nest
- Included
One-Click Excel / PDF Export
- Paper
- Not included
- Sheets
- Included
- Credit-Nest
- Included
Before you
get started.
A few useful details about your subscription.
How does the 14-day free trial work?
You get 14 days of complete, unrestricted access to all features. You can disburse test or real loans, configure loan products, and invite your team. No credit card is required to begin.
What happens when my 14-day trial period ends?
At the end of 14 days, you can choose to activate your monthly subscription for UGX 30,000. If you choose not to subscribe right away, your data remains safely stored and encrypted—nothing is ever deleted.
Are there any setup fees or hidden transaction charges?
No. There are zero onboarding fees and zero hidden transaction cuts. You pay a predictable flat rate of UGX 30,000 per month for your organization, which includes 3 team seats. Extra team members are only UGX 10,000 per member per month.
How do team member invitations and seats work?
Your UGX 30,000/month plan includes up to 3 team members (e.g. Owner, Loan Officer, and Accountant). As your lending business grows, you can invite additional team members for just UGX 10,000 per member per month.
What payment methods do you accept for the subscription?
We accept Mobile Money (MTN Mobile Money, Airtel Money), Visa/Mastercard debit and credit cards, and direct bank transfers.
Can I cancel my subscription at any time?
Yes. There are no lock-in contracts. You can cancel your subscription anytime directly from your dashboard settings with a single click.